The process of completing the detailed purchase of your home includes more than just finding the right property for you. Unfamiliar financial processes plus ever-expanding options added to the documentation requirements can often prove frustrating and confusing.  My 15 years in lending and 10+ years in sales benefits you by making sure the details of your transaction are handled in a professional manner while protecting your down payment.  I will explain the whole process so that you understand the entire process from start to finish, and then you will know exactly what you are agreeing to before you sign on the dotted line.  My clients say peace of mind is why they return to work with me over the 20+ years I have lived and worked in Santa Barbara area. Then after we open escrow that's when my work really begins.  I'll show you why when we meet.